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Unlock’s home equity agreement (hea) helps turn home equity into cash for financial flexibility and possibilities We explain how to apply for unlock’s hea. Use equity you have for the things you need.
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To secure the performance of your obligations under hea, unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which state the property is located. A home equity agreement (hea) is one way to access home equity without taking out a loan or replacing your mortgage With an unlock home equity agreement (hea), you receive a lump sum of cash today in exchange for a share of your home’s future value
The cost of your hea is based on how much or how little your home appreciates during the length your hea term, which can last up to 10 years.
Explore answers to top questions about unlock’s home equity agreements Learn how they work, who qualifies, and what to expect with fees and settlement. While there are many ways to tap home equity, a home equity agreement (hea) from unlock is unique because it was designed to help families solve their financial challenges, and in doing so help them live more successful financial lives. Unlock helps homeowners access the equity in their homes to plan for the future they want, offering flexible funding without monthly payments.
Through our hea, unlock provides a lump sum of cash (up to $500,000) in exchange for a portion of your home’s future value There are no monthly payments and no interest charges. Unlock’s financial experts share insights on how homeowners can use equity strategically for flexibility, growth, and confidently plan what’s next.
